Limited Pleasure Use > Special Coverage
A program-exclusive endorsement has been added to our policies that provides the following added coverage at no extra cost:
Windshield Coverage: We pay for the cost of repairing/replacing a damaged windshield. Subject to a $75 deductible.
Spare Parts Coverage: We pay up to $250 for direct and accidental loss of spare parts. Parts held for sale by you or property of others in your care, custody or control are not covered.
Accessory Coverage: We pay up to $750 for the replacement of sheepskin seat covers, car covers, car nose masks, tarpaulins and floor mats provided your Select-insured automobile is stolen. Subject to deductible listed on Declarations page.
Towing & Labor Costs Coverage: We pay up to $150 per occurrence and $300 annual aggregate for towing and labor costs incurred when your Select-insured automobile is disabled. Labor must be performed at location of disablement. Towing costs and labor incurred in towing your covered automobile from the location it is principally garaged is not covered.
Agreed Amount Coverage: If the Select-insured automobile is stolen or totally destroyed, we pay the Agreed Value. There is no haggling over value or condition of the covered automobile at the time of loss.
We extend our limit of liability to cover additional or replacement Concours or Limited Pleasure Use cars acquired by you during the policy period, but not to exceed the verifiable value—$100,000 or the purchase price, whichever is less. Such additional or replacement cars must be reported to Leland West within 30 days of purchase. The aforementioned value limits do not apply once the car’s value has been reviewed and the automobile has been formally added to the policy. Once a value is agreed upon, the value is not subject to limits or modification.
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